It was COLD out this morning! First time this season I've ridded with the temp at 32 F (0 C). I'm pretty well prepared for it, though: I'm wearing stirrup pants under my jeans, A hooded sweater over my shirt and my Oarsman coat over that, a neoprene half-face thing I got from Nashbar for xmas a couple of years ago, my Joe Rocket motorcycle gloves, and I borrowed an idea from Sheldon Brown by using packing tape over the vents on my helmet. I kept roasty-toasty all the way home! In fact, I had to open up the coat to let a little cool air in!
One question: I think a windproof shell over each of the legs would help keep the legs better. Would it work to get some ripstop nylon (like for a tent or backpack or sleeping bag) and sew leggings from them to fit over my jeans, and then use elastic to keep them closed top and bottom?