I voted "I ride in the rain if it's at least 40 degrees" but that's not the exact truth. This post sums it up pretty well:
Originally Posted by
apricissimus
There's no weather I hate to ride in more than a cold rain. I will ride in it, but I won't enjoy it. Snow and very cold temps is far preferable....
The truth is, cold rain makes me look for excuses to take the day off or, if that's not an option, have my wife drive me to the station (this costs her 40 minutes sleep, so I don't like doing it). Complications:
1. I
can work from home if I want to. This gives me a good excuse to stay home if the weather looks nasty. Flip side to this, however, is that when I do stay home I usually get no work done.
2. I ride 6 miles, then I sit on a train for an hour. Riding six miles in cold rain is unpleasant enough, but to do that and then sit on a train for an hour is unpleasant in the extreme.
3. Bringing a folding bike on the train is not a problem, but a folding bike with muddy water dripping off it is another story. It is no more pleasant for me than it is for the other commuters, but while I'm willing to deal with this unpleasantness I don't like inflicting it on others.
Bottom line, nasty weather tends to make me stay home.