This morning's commute was pretty darn cold. I wore a thermal shirt, t-shirt, longsleeve and summer jacket, along with long underpants and long tights and still it wasn't too darn warm. I did sweat a lot, so I might have to think about some new cycling clothes for the winter.
However, can't say it was cold with the clothes I wore either, so maybe I'll just stick with this.

Ah well... Might have to think this over a few times...