I really don't know anyone here in the biking community and the guy I borrowed from last time is planning to race this year. I can train on a stationary at the gym but beyond that I really don't have anything short of finding either a) a really cheap used bike - I mean really cheap or b) finding someone who has an extra tri-bike lying around that they might be willing to loan me for the training and race.

I know that there are a number of triathlon athletes in my area due to the popularity of the Memphis in May event so I think B might be an option for me.

Time isn't that big of a deal for me - I have only done one race - but I would like to do better this year. I have read a lot of the great info on here and in Triathlon Magazines and know that the bike can be a benefit or a hinderance. I'd love to head towards the benefit side but I just can't afford to drop a load of cash on it just yet.