You're right in between a L and XL on a Bad Boy; depending on your reach, you may or may not want a different stem, too. I'm 6'1"+ with a 33-34" inseam -- I have an XL but put on a shorter 90mm stem, and I fit great on my size L Rush with its OEM stem.

Yup, they've got eyelets for fenders and a rack. The rigid fork has a mounting hole in the crown for a fender, reflector, dynamo headlight, or whatever.

Like SUNCOAST said, it's a stiff ride, which to me feels like it'll take a beating. Fast, nimble, and with MTB gearing, it makes for a great downtown bike.