I had a spill about 3 weeks ago. It was the first real rain of the season and I was coming off of cement down hill across a paint stripe and making a hard left turn, plus I think the asphalt there was really slick too. My front wheel slid out from under me, the whole thing happened so fast that I had no time to react at all. I guess I put out my left hand as a reflex and took a lot of force there and on my hip. I got up and finished my commute home (a modest but nice 10 miles) and then went mt biking for a couple of hours. I continued to commute as normal, but my wrist kept hurting. After about 2 weeks I went to the dr. who surmised that I had damaged the ligament and gave me some stretches to do to help it remain flexible while it heals. My hands getting better, but I sure wish I could have taken the impact over a larger area of my body, I didn't have time to think about it, it was all reflex. I wiped out with a front tire blowout a few years ago but that time didn't get a hand out and took the impact better. I guess as Jack Burton always say's "it's all in the reflexes".