I've been riding in cold temps and loving it. I just think of when it's summer and 90 @ 7:00 AM. I love the cold, but I'll admit, lately I've been a cager (love that word). I'm going to stop my car insurance and do some serious riding for everything, school, work, groceries, rec, etc... I know it sounds stupid and well, egotistical as hell BUT -I feel great when I ride into work and I'm fresh, awake, pumped, totally energized to take on the day! People notice and it's a boost to my humungous ego. Stuff like that keeps me pumped. I love riding.