Wow, Merry. I'm staying out of the jaws of the Potomac! Good thinking to take your socks off.
35F this morning. Cold, but not too cold. Dressed mostly appropriately. Wool socks over coolmax socks worked until about 10 minutes from the office, and then my toes got cold. AmFib gloves kept my hands toasty. I could have used one more arm layer because of the wind. The skullcap underneath the helmet was a really good idea. All in all, a darn good job of dressing myself!
I hit one patch of black ice, but I did not go down. Still really like my new folding bike. I'll take it on the Metro tonight to go home.