We are all to blame. Take ownership you lazy *******s. Most people wouldn't know how to do an honest day's work.. Stop the finger pointing and look in the mirror. Less work, more money, more benefits, nicer things, charge, charge , charge..."F" saving...The now generation!!! Enjoy the trip down...That you HAVE earned!!! Just love you clowns and your whiny, finger pointing BS...Bush this, GM that, mortgage companies this, hell, as long as it didn't affect your cozy little world everything was fine and now turn on the faucets!! WHIMPS!!!