First spill + pedestrian
So I'm riding at a fairly good pace coming back from the library at around 10 pm tonight. I'm in the road with my headlight and taillight on. All of a sudden from behind this bush, a girl appears in front of me. I have no time to react and hit her dead on. I go flying but get up right afterwards. Luckily, I didn't hit my head or break my laptop. But my left side is a little banged up and a couple of fingers are bleeding.
If I were to have damaged my bike in this scenario, what should I do? Do I call the police or just exchange information with her?
Btw, she was perfectly fine.
Ryan