Thrift store, ftw! Even if money is not as acute an issue, it is a great place to find wool clothes. I get base layers there, and all the wool sweaters you could ever want, and wool pants too. I usually modify the pants to slim down the legs so that they do not get caught in the chain.
jim
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Cross Check Nexus7, IRO Mark V, Trek 620 Nexus7, Karate Monkey half fat, IRO Model 19 fixed, Amp Research B3, Surly 1x1 half fat fixed, and more...
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SB forever