I haven't started touring yet, but so far my cycle clothing has evolved from regular clothing to moisture wicking ankle length tights and moisture wicking long sleeved top in warm weather. I've had a few hard core looking cyclists along the way ask 'Aren't you hot??' when they've stopped to ask me about 'bent trike. My response was, 'No, and I'm not chaffing or burning either.'

When I start touring, I think for shopping and what not, I'll bring along a pair of casual linen pants to slip on over the tights and some kind of shirt.

And I agree about the wool. Love my wool thermals.