On the way to work today my front fender self-destructed with a loud *crack!* It broke into about 10 pieces, driving the little metal tounge on the bracket on the fork into my tire. Luckily I was ridding with 700x45 studded Innovas and it didn't pierce the tire. It was the style of fender that attaches to the fork rack mounts.

Has anyone ever had this happen? I don't think the studs were rubbing on the fender, I would have heard it. And yes, it was pissing down rain.