I'm not saving anything by bike commuting. There's a school bus that goes exactly where i'm going, and with my summer job I get to ride the town bus for free. But i'd have most of the bike gear for weekend and road rides that I have now. Might as well put them to good use more than once a week, eh?

that said, I also have access to a car when I need to go farther than I can feasibly bike.