Screw getting wet from the outside. If its raining in the winter and spring, I mostly wear my raingear. Yep, sometimes you get wet from sweating, but I dont much like getting hit by cold rain.
In the summer, I just usually wear my rain jacket in the morning, sometimes nothing and just get wet in the evening.
Days on end of 30 some degree weather and rain gets on my nerves if I just let myself get wet.