I'm a Roadie so I use Roadie stuff on my Roadie bikes.
I've got SKS raceguards but they have to be left on permanently really.
I've found Phillips guards really good - unclip really easily and the clip is small and light. They do almost as good a job as SKS too.
I wear booties - my feet still get wet but they stay warmer and the road grime doesn't get on my cycling shoes.
I wear a helmet (my rain helmet) that I glued a bright green helmet cover on - to keep out the rain/cold and for visability (I have a mirror on that helmet like I do on my other helmet too).
Jacket - I wear a bright yellow rain jacket made by Netti. It cost me $200 but its really good - its bright yellow so safe, a heavier fabric so doesn't flap around much (unlike thin ones) and it still folds up (just) in to my cycling jersey pocket.
I also have an orange GroundEffect (yay, NZ made) Storm Trooper jacket that cost more and has more features (like a hood for under helmet) but basically its too big for me and flaps around.

I have to have good winter gear as our race season is through the winter (sadly and strangely).
Happy damp riding, Paul ;-)