Regarding super-cold commutes: Hey, as long as you're comfortable, having fun, and don't get frostbite, keep riding!
My evening commute was great. Some slushy stuff had frozen on the trail and gave me a loud and crunchy ride for a couple of miles. The pedestrians hear me coming!
The crunchy stuff went away and I had mostly-dry pavement for the rest of my ride home. Am I addicted to winter riding? I was aiming for frozen puddles.
I had a bad headwind but I pushed through it. I've noticed my strength has improved a lot over the last few weeks. I'm cruising on an old heavy MTB at the same speeds I was cruising on my road bike. I hope my fitness level stays the same. I'll be super-fast in the spring.