Just got out of Torts class and read this thread.
Anyway, here are the general outlines of common law physical harm to property:
If the property is destroyed- you get full market value at the time and place of tort
If the property is damaged- you get the decline in market value at the time and place of tort (repair costs can be an item of evidence, but if it doesn’t accurately describe the loss in value then it doesn’t say a lot)
Sorry for the ignorance but what is tort?