At lunch I got 1 pair of cycling shorts with liner. I'll wear them under my baggy shorts or wind pants. In a pinch or for an anonymous ride I might wear them as is with nothing over them. We'll see. There's nothing like trying these things on though to see what fits well. I've seen plenty of nice cycling shorts: not-so-baggy-cargo-style online but I won't buy this kind of item online. The shorts I got were at Dick's Sporting Goods, and they were marked $19.99. That was a happy surprise. REI had some very nice MTB shorts (good style & fit) but the liner wasn't comfortable. They had some liners but the padding was very robust and not comfortable. I'm gonna keep looking.

Anyone know any stores with big supplies with lot's of variety for cycling shorts in the Natick, MA Framingham area?