We have a large family. We grow some garden and raise rabbits and chickens. I work a full time job plus own some investment real estate on the side. Unfortunately, I am loosing almost everything to bankruptcy. The economy is taking its toll, plus I made some unwise business decisions.

I have been riding for a few months, a result of trying to lower my blood pressure. I plan to commute to work (9.8 miles one way) by the end of april. Because of the family, we cannot do without the van, but I plan to sell my truck once this whole thing is over with.

We have already downgraded to just a simple savings account. No checking account, pay cash or m/o's for everything. I do have a paypal account when needed.

The house we hope to keep, but we are doing some massive down-sizing of possessions. I've had a lot of hobbies over the years, most I don't involve myself with anymore. The bikes, some fishing gear as well as my tools I want to keep. We thought of buying a tract of woodland and living in a yurt or tipis. I could make it work for the best. But I just don't know what all is gonna happen yet.

Has anyone found themselves in a situation like this? Can anyone offer some advice or suggestions? Not tying top cry on anyones shoulder, but am looking for some direction.