From a buying perspective - I think offerings are low. I've lately I've hit some real e-bay bargains in the past month from $6 suntour superbe levers to a $75 for a 2nd 60's Frejus frame to $5 for a suntour shifter set. Demand is down, sellers are recognizing it and holding onto things longer. Just the e-bay offerings on suntour superbe stuff, which I've been picking up lately, is about half of what it was a few months ago.

I am in a growing area of work during a bad economy, so although things are tight and hours are long, I am one of the lucky few. If you can do it - it's a good time to refinance, rates are around 4.8%.