Originally Posted by
gamecat
I'm not entirely sure I can get renter's insurance. This place is owned by my grandparent's estate (it pretty much is the estate, which is why I can't believe it's not insured) and held in trust for now. I just live here. My official residence is still my parents household--I moved in here when I moved back home from school. The upside of the whole convoluted situation is that it's possible that we may be able to get some coverage under my parent's floater on their policy.
A somewhat unusual situation, but the trustee(s) should be able to insure it. Try the claim under your parents policy; it may work.