For the last 4 years, I commute from Ft Myers to Cape Coral just about every day with a planned evening departure around 5:30pm or so (11.3 miles).....During the summer, I watch the radar, starting about 4:00pm....I can usually judge when the cells will pass, and schedule my departure accordingly....sometimes I leave early and sometimes I hold up for a while...on my route home, I have identified several places where I could duck into, in worst case situations.....occasionally, I estimate the cell's speed incorrectly and do get caught out. I just continue on, having yet to use one of my "duck-in" spots during a storm. If I felt really threatened, then I would certainly use one of them and wait out the worst part. This works for me......
My standard line is that lightning and I came to an agreement years ago. I ignore it and it ignores me. So far, we have both been keeping our respective sides of the agreement.