I don't have a HR monitor, so I can only go from gym equipment and manually checking pulse. Generally I think my max is about ~190-200. Typcial aerobic threshold seems to be at 170-180. And most of my cycling/distance jogging I am at 150-160.
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1990 Trek 330
2006 Trek 7.2FX
2006 Trek 7.3FX (Wifey's Steed)