Originally Posted by
AngryScientist
people still use lay-away?
last huge purchase i made for myself i just applied for a zero % APR for 60 month credit card and bought it, but then again, i'm an instant gratification *****.
edit: it will probably be more enjoyable riding a bike that is totally yours, good choice.
I had the opportunity to do a 0% for 90 days credit car but decided that with layaway if I something bad happened I could back out of the sale no harm no foul. I don't like being in debt, the job market is shaky and my car has been breaking down randomly. I can have the cash to pay off 90% and put it on my card in 4 weeks, but if I have an emergency expensive I have till the end of July to get it which is more than enough time.
I just know my luck, if I went in today and put it on my credit card my car's differential would break, my company would cut me or I'd need to get an alien ass slug removed and it wouldn't be covered by my insurance.
It's just Murphy's law!