i guess i should have made all of that more clear...one of the things thats kind of confusing me about the decision of which bike is the different terrains ill be riding. i spend half my time in new york city, but ill also be riding paved roads in the suburbs to get to my friends houses etc. But I think it's safe to say most of the riding i'll be doing will be on paved roads, allthough where I live some of the roads are pretty rough even if they're paved. It would be nice to be able to carry things with me, but i wear a backpack almost everwhere i go so it's not too important for me to be able to put things on my bike.