I'm pretty much on the wagon also. I think I'm about at the same space as -holiday76, but with a couple more bicycles.

My way of looking at it is - you discover what sort of riding you enjoy, then you find some bicycles that make that riding more pleasant, then you get the bikes set up how you like, then you ride - and then possibly come back and make adjustments. I'm at the point in life where I may have only another 30 years left to enjoy riding - which is the part I enjoy the most. I'd love to get to where I'm down to just routine maintenance - maybe a winter project for flipping to help pay for the parts that wear out - and riding. Perhaps when I get older, or am limited in my ability to ride, I'll get more into collecting, tinkering, building, or other stuff.