I work for the LBS, we are Jamis dealers, and I can tell you with absolute certainty, that the Beatnik(based on your budget) would be the way to go! As you stated, it's already setup how you want it, and they have great warranty service, should you need it. Their 520 frameset is a comfortable one to ride, and fairly light, too. If you get one, and don't like it, then flip it on ebay/cl, and move on to your next choice.