Answer to question about belonging to club -- I'm a member of New York Cycle Club. It is for all ages, both men & women. We don't do anything special for "elders," who are some of the strongest riders. The NYCC does a series of progressively more difficult "SIG" rides at A, B and C levels in the spring for members. It seems to be what many members want and need. They learn how to be a better, safer, more skilled rider from their fellow club members.