I picked up a Giro Saros from a bike shop near me after having a nasty crash in a hit and run (i was pretty much mentally incapacitated for 24 hours)
It's really comfortable. It looks kind of dorky but I have piece of mind that I'll always be protected from a similar kind of accident.
**My accident was the epitome of "who would have thought it would happen then" type of situations
I was riding to work, slowly, on the right, w/ my superflash on my back. I was only riding 6 blocks to stop by work really quickly and I was riding with a friend. Some guy came up and hit me from behind at good enough speed to put me head first into the ground w/o even losing hold of my bars.