Had a scare on my ride home from work tonight. It was raining and I had my head down a bit trying to let the peak of my helmet shield my eyes from the rain. I see a black s.u.v. coming dowm the driveway of a factory so I hurry to get past and he drove right across my path. I skid sideways and hit him broadside.I bounce off the truck and land on my back in water. He stops about 15 feet away jumps out and runs back white as a ghost he gives me a hand up and and I see hes just a kid and he kept asking me if I was ok and if I wanted to go to hospital. I said I was ok . We looked my bike over and no problem there so we went on our ways. All I have is a skined elbow.