Wow, lots of ideas. I need to look at all of these options. I really had my mind set on getting another bike for the stable but maybe I can just and the racks and fenders to my Jamis which would make my wife happy. I would probably go with the axiom rack and the REI fenders. Could I fit both on my bike?
BHOP, that is a sweet Jamis, and I will check it out as well as the Portland. Too bad neither dealer has those bikes on the floor. The surly is a nice bike but no local dealer and I am too strapped for time right now to build up a bike from frame.
Thanks to everyone for your replies, keep the ideas coming.