I guess my point is that "lazy" is a very subjective insult. Especially when the only facts that are known are is that was stolen out of a car at night. dougland89 is being lazy for not gathering all of the facts instead of leaning on assumptions.
Now, if she waited til the morning of the trip (assuming there was a trip. The story still isn't known) to pack the car, then some might call her lazy for waiting till the last minute to pack. Then someone would say, "An industrious person would have packed the car the night before..."
Look, this isn't a "I left my bike unlocked for one second while I got a sandwich..." situation. This is burglary. Breaking and entering.