Nice thread! *less is more*... I've been commuting and touring and riding round town for the last 25 years.
The only piece of bike clothing I have ever owned is a helmet... jogging shoes, cotton t-shirts, underwear and socks, nylon running shorts, track suit tops and bottoms, layered sweatshirts, nylon rain gear, a palestinian scarf and whatever gloves fit the season... that's it... Never considered that I should be uncomfortable 'cos I didn't have any lycra