I was unemployed for 6 out of the last 10 months after working for two failed music/technology start-ups. I have since went on to start my own entertainment marketing company (
http://lostpenguinmedia.com/ ) and now I set my own hours. It has greatly improved my cycling, My usual day is working from 7-12, cycling from 1-4 and then back working from 5-8. Long days but 3 hours of riding a day has been fantastic