I'm so happy you are OK. Did you stop and have any... discussion.... with the driver? Are they at least going to cover the cost of replacement Zipp carbon wheels? Or do they need a visit from "Guido"?

You say you made three mistakes. OK, you failed to be paranoid and guard against incompetent car drivers. Being ever vigilant, while wise, isn't a "mistake" in a legal or moral sense. It's smart, but shouldn't be, and isn't, a legal requirement for not being smacked.

Anyway, glad you got off lightly, and enjoy those new wheels.

Maybe a new bike too, just to be safe.