IMO I ride a lot. I've put hundreds of kilometres on my hybrid and she's just past her 1 month birthday (typo in original post, week not year, sorry.)
Truth be told, I'm afraid of wiping out again. I actually fear going downhill fast now. It wasn't even a "bad" wipe out though I jammed my shoulder and messed up my wrist a little. I know it sounds neurotic..I hate admitting it. I feel if I can't touch toes on both feet while on the saddle, I'll wipe out again or something. It's a security issue, I guess.