What type of bike? Also we need pics, of the bike, of the wheel , of the road.
Whether it's true or not, the "I was just riding around and the wheel folded" story is going to be a hard sell ( Unless the wheels were Mavic R-Sys.)
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You could fall off a cliff and die.
You could get lost and die.
You could hit a tree and die.
OR YOU COULD STAY HOME AND FALL OFF THE COUCH AND DIE.