cycling shorts and a hideous lime green short sleeve soccer jersey I picked up at the salvation army or a yard sale. The jersey has a kind of tight mesh pattern that breathes extremely well. But, wow does it stink after a ride. When I get home, I wear it right into the shower, soap it up, rinse it off, wring out and hang it up for the next day. I think I might have paid 50 cents or a dollar for it. Great investment.

In the winter, if it's below 40, cotton sweats over cycle shorts, long sleeve poly with fleece(s) over. If it's real cold, I will start off with a nylon windbreaker, but, it comes off when I hit the uphills.