I was on a long ride out in the country with one other guy. We go by this house and a dog comes out, running along side us but up in the yard. We pick up speed but so does the dog. Then, it runs down from the yard into the road and I nail it dead center. I do a front/side endo and land on my hip and elbow. Dog yelps....runs around in a circle for a a bit then takes off. My shorts are ripped, I have a nice road rash on my hip and elbow and my bike's fork is bent. I go up to the house and a hick comes out. I demand his home owner's insurance policy or I am calling the cops. He gives up the policy number. I ride home slowly as bike will not steer right with a bent fork.

Later, I call the insurance co. and make a claim and they send me a check for $600. I get the bike straitened, buy some new shorts and pocket the change.