Originally Posted by
rangerdavid
Speaking as an attorney, and be in known I am only licensed in North Carolina, and I do not do personal injury work,
YES, HIRE AN ATTORNEY - - AND DO NOT, DO NOT SIGN ANYTHING UNTIL YOU DO!!
Advice like this is why the country is such a litigous mess. If the OP can get reasonable compensation they should try that first. Lawyers are an option if you can't get what you want but starting with the lawyers is stupid. You don't commit to anything by talking with the insurance first.