I just skimmed the thread, but I use direct deposit, I would think a gov't agency could do this. I do nearly all my banking on line. I can't remember the last time I wrote a check. How about prescriptions by mail? We have Kaiser and my wife gets meds by mail. Also, order stuff off of the internet. That might take more up front planning. I guess the point I'm trying to make is use the internet more and let someone else do the driving.

As far as haircuts, maybe shave your head once a week on Sunday? J.K.