Even when I had a car, I wouldn't do errands at lunch, I would eat and read the paper.

Banking used to be a pain, but I got a bank account at the one near my house that's open 'til 7pm m-f, 10-4 sat. I don't trust ATM deposits at all.

I cut my own hair, don't have any dryclean only clothes, don't usually take pills, but when I do, Walgreens is open late, some 24 hours.

I hit the grocery almost everyday on my way home.