I've got a 80s Bianchi Nuvo Racing road bike that's going to be my winter Seattle commuter. I've never used fenders before so I'm wondering if I can get by with one of those clip on types that attaches to the seatpost, or if I should get a set of full length fenders. I understand how the back protects you from the skunk stripe up the back but does the front fender do much? Seems like the spray would just hit the frame?