That is great information for thought. I really should get fitted at the LBS but I am probably going to buy a used bike from an ad. I really do not want to have the LBS do the work for me to buy from someone else. However, I will probably take the bike into the LBS for a tune up and future considerations. I will know rather quickly if the bike is too small for me or not. It is the stand-over height that has me concerned but I know that this is probably not the only measurement that I should be concerned with. I suppose my problem is that I have a 6' + upper body stuck on a legs for someone in the low 5' tall range.

Good grief, getting fitted for Golf equipment is much easier than bikes even when taking account of loft, lie, shaft flex and golf grip size.

Again, thanks for the assistance. I appreciate it.