Originally Posted by
RoboCheme
Buy the bike. It'll make you ride more because 1) you'll love the new bike or 2) you'll feel guilty over buying and you'll have to justify the purchase.
Both reasons worked for me, but I'm a lot older than you.
The fact is that you deserve a nice bike just for having survived till 40. Robo is right, spend enough money that letting it just sit in the garage would just eat you alive.