I know the feeling of being so distant from those types of folks. The heavy-weight person , smoking his ciggies in his SUV or pick-em-up-truck as he stops for his burger and fries - so smug in his ignorance of what life could be. Too bad for him/her, good for me. Don't know what they are missing.
As far as rain is concerned...
I've heard it said that the first few minutes of riding in the rain is the worst part. After that you are so soaked, it doesn't even matter. Hey, just enjoy it as part of life.
It's only water - it doesn't burn you, stain your skin, ruin your hair (permanently), make you go blind, turn you into a frog or anything except get you temporarily wet. I actually don't mind riding in the rain if I know I have a dry place eventually to warm and dry myself. Sometimes it makes me feel like a 12 year old again, remembering those days of riding through puddles just for the heck of it.