I usually layer my clothing. At those tempratures I wear an A-shirt, a cut-off tee, a long sleeve merino wool base, and a hooded sweatshirt. If its raining or wet snow I'll put on a cheap Field & Stream rain jacket or light wind breaker over it. It works for me and my commute. I've tried some cycling specific jackets before, but my dimensions and choice of clothing don't go well with it.