Foxwear:
I'm out of Maryland and did very well last year with a Foxwear E Vap. I used this jacket all through the winter, sometimes with a light wool sweater(3F one morning). It is 97% wind proof, rain resistant(not proof) and breathes better than ANY jacket I have ever used. Here's his link
http://www.foxwear.net/products_jackets.html

These are made to fit you by a guy in Idaho for UNDER $100.00. He uses different type materials to block wind(front) and vent(under arms and back). You can ask for any type combination from his material section. Custom fit, custom designed for under 100, can't beat it. Charlie

edit: This is a softshell which(IMHO) is the best type jacket for winter riding. Hardshells make you sweat.