I ride until the snow falls - I'm less worried about my ability to control my bike on icy roads than about motorists who don't have real snow tires sliding into me. (There is NO such thing as an "all-season" car tire.) The only other problem I have on cold mornings is the eyewear fogging up at intersections. Got to find a good anti-fog solution soon.

Bike lights nowadays are fantastic compared to the pot metal frame fittings and heavy gel cell batteries I remember from decades past. The new LED lights weigh and cost so little, you can have one either side of your stem, as a "high beam" and "low beam" setup, and they last for ages on teeny tiny batteries.

After the snow flies, I ride the trainer a few times a week, often with a Real Rides dvd in the player. Weekends I might do a spin class, and once or twice a week I try to get into the weight room. Swimming is my main sport, but I hope to get back into cross country skiing this winter, if the knees permit.